The Community Bankers Association of Ohio Karen Stypiski, Product & Service Coordinator 8800 Lyra Drive #570 Columbus, OH 43240 800.843.2226 Community Bankers of Michigan Tom Rice, Member Service Director 3505 Coolidge Road, Suite 200 East Lansing, MI 48823 517.336.4430

First National Bank of PA
$9.7 Billion in Assets
Mark Sullivan, Senior VP
One FNB Boulevard
Hermitage, PA 16148
724.983.4807

Keystone Community Bank
$264 Million in Assets
Derek Naylor, Branch Manager
107 West Michigan Avenue
Kalamazoo, MI 49007
269.321.9100

Citizens National Bank
$145 Million in Assets
Ryan Adams, Branch Operations Officer
33 W. Main Street
Chillicothe, OH 45601
740.775.6777

Twin Lakes Community Bank
$83 Million in Assets
Sandy Davenport, Corporate Services Representative
301 S. First Street
Flippin, AR 72634
870.453.8525